Con Artists and Foreclosures: Inside the Everett Call Center Scam

In a tale that sounds more like a bad movie script than real life, Mohammed Zafaranchi, the operator of a call center in Everett, is facing a hefty sentence for conning over 1,000 homeowners in distress. Zafaranchi ran a scam that preyed on vulnerable people just trying to save their homes from foreclosure. Sending out fishy letters claiming folks could reduce their mortgage debts by 30% and interest rates by 2%, he got victims hooked before leading them on a wild goose chase for relief. Spoiler: It didn’t end with happy homeowners and a celebratory BBQ.

His operation was about as slick as a three-card monte game. Homeowners who called in were met with a script designed to reel them in further, with operators pretending legal teams were on their side and that they were ‘chosen ones’ to get all kinds of miracles just for about $3,000. What was missing? Actual mortgage modifications and a hint of integrity. Instead, people lost their hard-earned cash and, in some cases, their homes, while Zafaranchi and his crew were laundering money faster than you could say “call center chaos.”

Now, after a seven-day trial and his evident missteps, including tampering with evidence—yes, he truly took the apple from the Forbidden Tree—the jig might finally be up for Zafaranchi. He faces up to 20 years in prison, which should serve as a reminder that no one is above the law, not even the slickest of scammers. Can you believe the lengths some will go to play with people’s lives? What do you think—what should be the punishment for scamming people out of their homes?

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